Although you may have a durable and reliable siding material, chances are it can still end up getting damaged during a storm. As a responsible homeowner, you must know what to do in case this happens. Failure to address siding issues, after all, can lead to costly repairs.
Steinmeyer Roofing, Inc., one of the top siding and roofing companies, highlights the steps to take after siding storm damage.
Inspect Your Siding for Damage
Once the storm is over and it’s safe to go outside, take a walk around your home and inspect your siding for storm damage. Be sure to look for cracks, dents and holes, as well as any chipping or warping. It’s best to do this when the sun isn’t too bright such as in the late afternoon or early evening as light could cast shadows and distort certain details. Don’t forget to take photos or videos to present to your insurance company when the time comes.
Get an Estimate from a Contractor
If you find that your home has sustained damage, the next thing to do is get an estimate from a contractor. While some insurance companies may assign you a siding contractor, it’s best to get an estimate from a different contractor. An impartial estimate from a third-party contractor is helpful for comparisons. As with a roof estimate, a siding estimate should determine the cost of repairing the damage. Because contractors and insurance companies often have the same software to calculate the cost, the estimate should be similar.
Review Your Insurance Policy
Before you contact your insurance company, you should consider reviewing your policy first. The insurance may cover a replacement siding, but in some cases, you may get more if you know what to look for in a policy. This way, you get the best deal possible. If there aren’t any replacement options similar to your current siding, for instance, you may not have to choose one of them. Your insurance policy might have an extra provision, also known as an endorsement, which allows you to renovate your whole house.
Do you need exterior home repairs after a storm? Get in touch with the experts at Steinmeyer Roofing, Inc. We provide top-quality home repairs for storm damage to roof and siding. Call us today at (217) 202-4158 or fill out our online contact form to set an appointment.